📍 Howards Grove village, WI

First Progress Platinum Elite
Howards Grove village, WI Residents

For Howards Grove village residents starting their credit journey, the First Progress Platinum Elite offers a straightforward path to a real credit score. No confusing terms, no hidden fees, and a clear upgrade path once your score improves. Here's a complete breakdown of what you'll get — and whether it's the right choice for your situation.

Apply for First Progress Platinum Elite →

First Progress Platinum Elite — Full Breakdown

Synovus Bank
First Progress Platinum Elite
Instant online decision. Apply in minutes.
Approval Odds
Very High
Annual Fee
$29
Min. Deposit
$200
Credit Check
None ✓
3 Bureaus
Yes ✓
✓ No credit check✓ Instant online decision✓ Lower annual fee than OpenSky
Apply Now →Full Review
💰
Annual Cost
$29/year
No monthly fees
🔒
Security Deposit
$200–$2000
Fully refundable
📊
Credit Reporting
All 3 Bureaus
Equifax, Experian, TransUnion

What We Like

  • ✓No credit check
  • ✓Instant online decision
  • ✓Lower annual fee than OpenSky
  • ✓Reports to all 3 bureaus

Watch Out For

  • ✗$29 annual fee
  • ✗Not available in 4 states
  • ✗No rewards
  • ✗No path to unsecured

Questions About First Progress Platinum Elite in Howards Grove village

Does the First Progress Platinum Elite require a credit check for Howards Grove village applicants?

No — the First Progress Platinum Elite does not run a hard credit check. Approval is based on your deposit and basic identity verification only. Your credit score is not a factor, and applying won't affect your credit report at all.

What is the minimum deposit for the First Progress Platinum Elite in Howards Grove village?

The minimum security deposit for the First Progress Platinum Elite is $200. Your deposit becomes your credit limit. Most applicants start with $200–$300 — enough to build credit without tying up too much cash.

Can I upgrade from the First Progress Platinum Elite to an unsecured card?

First Progress doesn't offer an automatic upgrade. After establishing 12–18 months of positive history, you can apply for an unsecured card with a different issuer.

Comparing all options in Howards Grove village?

See how First Progress Platinum Elite stacks up against every other secured card available to Howards Grove village residents.

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