First Progress Platinum Elite
Hamtramck city, MI Residents
If you're a Hamtramck city resident looking for a secured credit card with no credit check, the First Progress Platinum Elite is one of the strongest options on the market. Here's everything you need to know before applying — including who it's best for, what the fees actually cost, and how to maximize it for the fastest possible credit improvement.
Apply for First Progress Platinum Elite →First Progress Platinum Elite — Full Breakdown
What We Like
- ✓No credit check
- ✓Instant online decision
- ✓Lower annual fee than OpenSky
- ✓Reports to all 3 bureaus
Watch Out For
- ✗$29 annual fee
- ✗Not available in 4 states
- ✗No rewards
- ✗No path to unsecured
Questions About First Progress Platinum Elite in Hamtramck city
Does the First Progress Platinum Elite require a credit check for Hamtramck city applicants?
No — the First Progress Platinum Elite does not run a hard credit check. Approval is based on your deposit and basic identity verification only. Your credit score is not a factor, and applying won't affect your credit report at all.
What is the minimum deposit for the First Progress Platinum Elite in Hamtramck city?
The minimum security deposit for the First Progress Platinum Elite is $200. Your deposit becomes your credit limit. Most applicants start with $200–$300 — enough to build credit without tying up too much cash.
Can I upgrade from the First Progress Platinum Elite to an unsecured card?
First Progress doesn't offer an automatic upgrade. After establishing 12–18 months of positive history, you can apply for an unsecured card with a different issuer.
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