No Credit Check
Secured Cards With No Credit Check
Been denied before? These cards do not check your credit — at all. Anyone with a deposit can get approved.
How it works: Instead of checking your credit, these cards require a security deposit that becomes your credit limit. They then report your payments to all 3 bureaus, building your score from day one.
#1
OpenSky® Secured Visa®
🛡️ No Credit CheckNo credit check. No bank account required.
$35 annual fee$200 min deposit22.39% APR
#2
Self Visa® Secured Card
🛡️ No Credit CheckBuild savings and credit at the same time.
$25 annual fee$100 min deposit28.24% APR
#3
Chime Credit Builder Visa®
🛡️ No Credit CheckNo credit check. No interest. No annual fee.
$0 annual fee$200 min deposit0% APR
#4
First Progress Platinum Elite
🛡️ No Credit CheckInstant online decision. Apply in minutes.
$29 annual fee$200 min deposit25.24% APR
#5
Applied Bank® Secured Visa® Gold
🛡️ No Credit CheckGuaranteed approval with any credit history.
$48 annual fee$200 min deposit9.99% APR