Lead Bank • Visa
Self Visa® Secured Card
Build savings and credit at the same time.
★ ★ ★ ★ ★
4.1 (8,932 reviews)Very High Approval OddsApply on Official Site →
Annual Fee
$25
Min Deposit
$100
APR
28.24%
Credit Check
None / Soft
✓ Pros
- + Start with as little as $25/month savings plan
- + No credit check to apply
- + Accepts recent bankruptcy
- + Builds credit AND savings simultaneously
- + Reports to all 3 bureaus
✗ Cons
- − Must first open a Credit Builder Account
- − Takes 3–6 months to get the card
- − High APR at 28.24%
- − No rewards
Best For
People rebuilding after bankruptcyThose with zero credit historyPeople who want to save while building credit
Full Card Details
| Card Network | Visa |
| Issuing Bank | Lead Bank |
| Annual Fee | $25 |
| Monthly Fee | $0 |
| APR | 28.24% |
| Deposit Range | $100 – $2000 |
| Credit Line | Funded by your savings progress |
| Min Credit Score | None required |
| Credit Check | No credit check |
| Reports to Bureaus | Experian, Equifax, TransUnion |
| Path to Unsecured | No |
| Refundable Deposit | Yes |
Ready to apply for the Self Visa® Secured Card?
You'll be taken to the official Lead Bank application page.
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