Capital One • Mastercard
Capital One Platinum Secured
Low deposit options starting at just $49.
★ ★ ★ ★ ★
4.4 (18,234 reviews)High Approval OddsApply on Official Site →
Annual Fee
$0
Min Deposit
$49
APR
29.99%
Credit Check
Hard Pull
✓ Pros
- + Deposit as low as $49 (based on creditworthiness)
- + No annual fee
- + Automatic credit line review after 6 months
- + Accepted worldwide as Mastercard
- + Free CreditWise monitoring included
✗ Cons
- − Requires 580+ credit score
- − High APR at 29.99%
- − No rewards program
- − Hard credit pull
Best For
People with limited cash for depositsThose with 580+ score wanting to rebuildPeople who want a path to unsecured
Full Card Details
| Card Network | Mastercard |
| Issuing Bank | Capital One |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| APR | 29.99% |
| Deposit Range | $49 – $1000 |
| Credit Line | Minimum $200 (deposit may be as low as $49) |
| Min Credit Score | 580+ |
| Credit Check | Hard inquiry |
| Reports to Bureaus | Experian, Equifax, TransUnion |
| Path to Unsecured | Yes |
| Refundable Deposit | Yes |
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