Updated May 2025
Best Secured Credit Cards for 2025
We reviewed 40+ secured cards and ranked the best for bad credit, no credit, and everyone in between.
#1
OpenSky® Secured Visa®
Very High OddsNo Credit CheckNo credit check. No bank account required.
Annual Fee
$35
Min Deposit
$200
Rating
⭐ 4.3
#2
Self Visa® Secured Card
Very High OddsNo Credit CheckBuild savings and credit at the same time.
Annual Fee
$25
Min Deposit
$100
Rating
⭐ 4.1
#3
Discover it® Secured Card
High OddsEarn 2% cash back and graduate to unsecured.
Annual Fee
$0
Min Deposit
$200
Rating
⭐ 4.8
#4
Capital One Platinum Secured
High OddsLow deposit options starting at just $49.
Annual Fee
$0
Min Deposit
$49
Rating
⭐ 4.4
#5
Chime Credit Builder Visa®
Very High OddsNo Credit CheckNo credit check. No interest. No annual fee.
Annual Fee
$0
Min Deposit
$200
Rating
⭐ 4.5
#6
First Progress Platinum Elite
Very High OddsNo Credit CheckInstant online decision. Apply in minutes.
Annual Fee
$29
Min Deposit
$200
Rating
⭐ 3.9
#7
Applied Bank® Secured Visa® Gold
Very High OddsNo Credit CheckGuaranteed approval with any credit history.
Annual Fee
$48
Min Deposit
$200
Rating
⭐ 3.7
#8
Citi® Secured Mastercard®
High OddsBuild credit with a major bank. No annual fee.
Annual Fee
$0
Min Deposit
$200
Rating
⭐ 4.2
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